/* ========================================================
   FilBanque - Global Stylesheet
   Modern fintech style: clean, trustworthy, blue/purple/green accents
   ======================================================== */

:root {
  --color-primary: #2b5cff;
  --color-primary-dark: #1e3fb8;
  --color-secondary: #7b3fe4;
  --color-accent: #1abc9c;
  --color-accent-dark: #149a80;
  --color-bg: #ffffff;
  --color-bg-soft: #f6f8fc;
  --color-bg-alt: #eef2fb;
  --color-text: #0f172a;
  --color-text-soft: #475569;
  --color-text-muted: #64748b;
  --color-border: #e2e8f0;
  --color-success: #16a34a;
  --color-warn: #f59e0b;
  --color-danger: #dc2626;
  --color-card: #ffffff;
  --shadow-sm: 0 1px 2px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 6px 18px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 18px 40px rgba(15, 23, 42, 0.12);
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --max-width: 1200px;
  --gradient-hero: linear-gradient(135deg, #2b5cff 0%, #7b3fe4 50%, #1abc9c 100%);
  --gradient-soft: linear-gradient(160deg, #f6f8fc 0%, #eef2fb 100%);
  --font-base: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen,
    Ubuntu, Cantarell, "Helvetica Neue", Arial, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font-base);
  font-size: 16px;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color 0.2s ease;
}

a:hover {
  color: var(--color-primary-dark);
}

img {
  max-width: 100%;
  display: block;
}

h1, h2, h3, h4 {
  color: var(--color-text);
  line-height: 1.25;
  margin: 0 0 0.6em;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2rem, 4vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.4rem); }

p { margin: 0 0 1em; color: var(--color-text-soft); }

/* ========================================================
   Layout
   ======================================================== */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
}

.section {
  padding: 70px 0;
}

.section-soft {
  background: var(--color-bg-soft);
}

.section-alt {
  background: var(--color-bg-alt);
}

.section-title {
  text-align: center;
  margin-bottom: 14px;
}

.section-subtitle {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 50px;
  color: var(--color-text-muted);
  font-size: 1.05rem;
}

/* ========================================================
   Header / Navbar
   ======================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--color-border);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--color-text);
  letter-spacing: -0.02em;
}

.brand-logo {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: var(--gradient-hero);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 800;
  font-size: 1rem;
  box-shadow: var(--shadow-sm);
}

.brand-name span {
  color: var(--color-primary);
}

.nav-links {
  display: flex;
  gap: 28px;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  color: var(--color-text-soft);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 6px 0;
  position: relative;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--color-primary);
}

.nav-links a.active::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -4px;
  height: 2px;
  background: var(--color-primary);
  border-radius: 2px;
}

.nav-cta {
  background: var(--color-primary);
  color: #fff !important;
  padding: 10px 18px !important;
  border-radius: 10px;
  font-weight: 600;
  transition: background 0.2s ease, transform 0.1s ease;
}

.nav-cta:hover {
  background: var(--color-primary-dark);
  color: #fff !important;
}

.nav-toggle {
  display: none;
  background: none;
  border: 0;
  width: 40px;
  height: 40px;
  cursor: pointer;
  padding: 0;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-text);
  margin: 5px auto;
  transition: 0.3s;
}

@media (max-width: 880px) {
  .nav-toggle { display: block; }
  .nav-links {
    position: absolute;
    top: 70px;
    left: 0;
    right: 0;
    flex-direction: column;
    background: #fff;
    padding: 20px;
    gap: 16px;
    border-bottom: 1px solid var(--color-border);
    box-shadow: var(--shadow-md);
    transform: translateY(-150%);
    transition: transform 0.25s ease;
  }
  .nav-links.open { transform: translateY(0); }
  .nav-links a { display: block; padding: 8px 0; }
}

/* ========================================================
   Hero
   ======================================================== */
.hero {
  position: relative;
  padding: 90px 0 80px;
  background: var(--gradient-soft);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  top: -150px; right: -150px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(123,63,228,0.18), transparent 70%);
  border-radius: 50%;
}

.hero::after {
  content: "";
  position: absolute;
  bottom: -180px; left: -120px;
  width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(26,188,156,0.15), transparent 70%);
  border-radius: 50%;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 50px;
  align-items: center;
}

.hero-eyebrow {
  display: inline-block;
  background: rgba(43, 92, 255, 0.1);
  color: var(--color-primary);
  font-weight: 600;
  font-size: 0.85rem;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}

.hero h1 {
  margin-bottom: 18px;
}

.hero h1 span {
  background: var(--gradient-hero);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-sub {
  font-size: 1.15rem;
  color: var(--color-text-soft);
  max-width: 560px;
  margin-bottom: 28px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 36px;
  flex-wrap: wrap;
}

.hero-stat strong {
  display: block;
  font-size: 1.6rem;
  color: var(--color-text);
  font-weight: 800;
}

.hero-stat span {
  color: var(--color-text-muted);
  font-size: 0.9rem;
}

.hero-visual {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
}

.hero-card-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 12px;
  border-bottom: 1px solid var(--color-border);
}

.hero-card-row:last-child { border-bottom: 0; }

.hero-card-row .badge {
  background: var(--color-bg-alt);
  color: var(--color-primary);
  padding: 4px 10px;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
}

.hero-card-row .name {
  font-weight: 600;
  color: var(--color-text);
}

.hero-card-row .price {
  color: var(--color-text-muted);
  font-size: 0.9rem;
}

.hero-card-row .score {
  font-weight: 700;
  color: var(--color-accent);
}

@media (max-width: 880px) {
  .hero-inner { grid-template-columns: 1fr; }
}

/* ========================================================
   Buttons
   ======================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 22px;
  border-radius: 12px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 0;
  transition: transform 0.1s ease, background 0.2s ease, box-shadow 0.2s ease;
  text-decoration: none;
}

.btn-primary {
  background: var(--color-primary);
  color: #fff;
  box-shadow: 0 8px 24px rgba(43,92,255,0.25);
}
.btn-primary:hover { background: var(--color-primary-dark); color: #fff; }

.btn-secondary {
  background: #fff;
  color: var(--color-text);
  border: 1px solid var(--color-border);
}
.btn-secondary:hover { border-color: var(--color-primary); color: var(--color-primary); }

.btn-accent {
  background: var(--color-accent);
  color: #fff;
}
.btn-accent:hover { background: var(--color-accent-dark); color: #fff; }

.btn-block { width: 100%; }

/* ========================================================
   Cards
   ======================================================== */
.grid {
  display: grid;
  gap: 24px;
}

.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

@media (max-width: 980px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .grid-4, .grid-3, .grid-2 { grid-template-columns: 1fr; }
}

.card {
  background: var(--color-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 26px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  display: flex;
  flex-direction: column;
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: rgba(43,92,255,0.4);
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--color-bg-alt);
  color: var(--color-primary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  font-weight: 800;
  margin-bottom: 16px;
}

.card-icon.purple { color: var(--color-secondary); background: rgba(123,63,228,0.1); }
.card-icon.green  { color: var(--color-accent);    background: rgba(26,188,156,0.1); }

.card h3 { margin-bottom: 10px; }

.card p { font-size: 0.95rem; color: var(--color-text-soft); margin-bottom: 16px; }

.card-link {
  margin-top: auto;
  font-weight: 600;
  color: var(--color-primary);
  font-size: 0.9rem;
}

.card-link::after { content: " →"; }

/* Category card variant */
.category-card {
  position: relative;
  overflow: hidden;
}

.category-card .tag {
  display: inline-block;
  background: var(--color-bg-alt);
  color: var(--color-primary);
  padding: 4px 10px;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
  margin-bottom: 12px;
}

/* ========================================================
   Why Choose
   ======================================================== */
.why-list {
  display: grid;
  gap: 22px;
  grid-template-columns: repeat(3, 1fr);
}

@media (max-width: 880px) { .why-list { grid-template-columns: 1fr; } }

.why-item {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: #fff;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.why-item .num {
  flex: 0 0 40px;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--gradient-hero);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

.why-item h3 { font-size: 1.05rem; margin-bottom: 4px; }
.why-item p { font-size: 0.9rem; margin: 0; }

/* ========================================================
   Comparison Table
   ======================================================== */
.table-wrap {
  overflow-x: auto;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  background: #fff;
  box-shadow: var(--shadow-sm);
}

table.comparison {
  width: 100%;
  border-collapse: collapse;
  min-width: 720px;
}

.comparison th, .comparison td {
  text-align: left;
  padding: 16px;
  border-bottom: 1px solid var(--color-border);
  font-size: 0.95rem;
}

.comparison th {
  background: var(--color-bg-soft);
  font-weight: 700;
  color: var(--color-text);
  text-transform: uppercase;
  font-size: 0.78rem;
  letter-spacing: 0.04em;
}

.comparison tr:last-child td { border-bottom: 0; }

.comparison tr:hover td { background: var(--color-bg-soft); }

.bank-cell {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 600;
}

.bank-logo {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--color-bg-alt);
  color: var(--color-primary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.85rem;
}

.bank-logo.p { background: rgba(123,63,228,0.12); color: var(--color-secondary); }
.bank-logo.g { background: rgba(26,188,156,0.12); color: var(--color-accent-dark); }

.rating { font-weight: 700; color: var(--color-accent-dark); }

.pill {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  background: var(--color-bg-alt);
  color: var(--color-primary);
  font-size: 0.78rem;
  font-weight: 600;
}

.pill.green { background: rgba(22,163,74,0.1); color: var(--color-success); }
.pill.warn  { background: rgba(245,158,11,0.12); color: #b45309; }

/* ========================================================
   How it works
   ======================================================== */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  counter-reset: stepcount;
}
@media (max-width: 880px) { .steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 540px) { .steps { grid-template-columns: 1fr; } }

.step {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 26px;
  position: relative;
}

.step::before {
  counter-increment: stepcount;
  content: counter(stepcount, decimal-leading-zero);
  position: absolute;
  top: 18px;
  right: 22px;
  font-weight: 800;
  color: var(--color-bg-alt);
  font-size: 1.6rem;
}

.step h3 { font-size: 1.05rem; margin-bottom: 6px; }
.step p { font-size: 0.9rem; margin: 0; }

/* ========================================================
   Blog cards
   ======================================================== */
.blog-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.blog-thumb {
  height: 160px;
  background: var(--gradient-hero);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 700;
  font-size: 1.4rem;
  letter-spacing: 0.02em;
}

.blog-thumb.v2 { background: linear-gradient(135deg,#7b3fe4,#2b5cff); }
.blog-thumb.v3 { background: linear-gradient(135deg,#1abc9c,#2b5cff); }
.blog-thumb.v4 { background: linear-gradient(135deg,#7b3fe4,#1abc9c); }
.blog-thumb.v5 { background: linear-gradient(135deg,#2b5cff,#1abc9c); }

.blog-body { padding: 22px; display: flex; flex-direction: column; flex-grow: 1; }
.blog-body .meta { font-size: 0.78rem; color: var(--color-text-muted); margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.05em; }
.blog-body h3 { font-size: 1.1rem; margin-bottom: 8px; }
.blog-body p { font-size: 0.92rem; flex-grow: 1; }

/* ========================================================
   FAQ
   ======================================================== */
.faq { max-width: 820px; margin: 0 auto; }

.faq-item {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  margin-bottom: 14px;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: none;
  border: 0;
  padding: 18px 22px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  color: var(--color-text);
  text-align: left;
  font-family: inherit;
}

.faq-question::after {
  content: "+";
  font-size: 1.3rem;
  color: var(--color-primary);
  transition: transform 0.2s ease;
}

.faq-item.open .faq-question::after { transform: rotate(45deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 22px;
  transition: max-height 0.25s ease, padding 0.25s ease;
  color: var(--color-text-soft);
  font-size: 0.95rem;
}

.faq-item.open .faq-answer { max-height: 400px; padding: 0 22px 18px; }

/* ========================================================
   Final CTA
   ======================================================== */
.cta-band {
  margin: 60px auto;
  background: var(--gradient-hero);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 60px 40px;
  text-align: center;
  box-shadow: var(--shadow-lg);
}

.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,0.9); max-width: 620px; margin: 0 auto 24px; }
.cta-band .btn-primary {
  background: #fff;
  color: var(--color-primary);
  box-shadow: 0 10px 30px rgba(0,0,0,0.18);
}
.cta-band .btn-primary:hover { background: #f4f4ff; }

/* ========================================================
   Page hero (smaller hero for inner pages)
   ======================================================== */
.page-hero {
  background: var(--gradient-soft);
  padding: 70px 0 50px;
  text-align: center;
  border-bottom: 1px solid var(--color-border);
}

.page-hero h1 { margin-bottom: 14px; }
.page-hero p { max-width: 720px; margin: 0 auto; color: var(--color-text-soft); }
.breadcrumb {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 16px;
}
.breadcrumb a { color: var(--color-text-muted); }
.breadcrumb a:hover { color: var(--color-primary); }

/* ========================================================
   Forms
   ======================================================== */
.form {
  max-width: 620px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}

.form-row { margin-bottom: 18px; }
.form-row label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 6px;
  color: var(--color-text);
}

.form-row input,
.form-row textarea,
.form-row select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--color-border);
  border-radius: 10px;
  font-size: 0.95rem;
  font-family: inherit;
  background: #fff;
  color: var(--color-text);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.form-row input:focus,
.form-row textarea:focus,
.form-row select:focus {
  outline: 0;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 4px rgba(43,92,255,0.12);
}

.form-row textarea { min-height: 130px; resize: vertical; }

/* ========================================================
   Legal pages
   ======================================================== */
.legal {
  max-width: 820px;
  margin: 0 auto;
}

.legal h2 { margin-top: 36px; }

.legal ul, .legal ol { padding-left: 22px; color: var(--color-text-soft); }
.legal li { margin-bottom: 6px; }

/* ========================================================
   Footer
   ======================================================== */
.site-footer {
  background: #0b1226;
  color: #c5cee0;
  padding: 60px 0 24px;
  margin-top: 80px;
}

.site-footer a { color: #c5cee0; }
.site-footer a:hover { color: #fff; }

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

@media (max-width: 880px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 540px) { .footer-grid { grid-template-columns: 1fr; } }

.footer-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 1.2rem;
  color: #fff;
  margin-bottom: 16px;
}

.footer-grid h4 {
  color: #fff;
  font-size: 0.95rem;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.footer-grid ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-grid li { margin-bottom: 10px; font-size: 0.92rem; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.85rem;
  color: #94a3b8;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom a { color: #94a3b8; }
.footer-bottom a:hover { color: #fff; }

.footer-mini-links { display: flex; gap: 18px; flex-wrap: wrap; }

#cookiePrefBtn {
  background: none;
  border: 0;
  color: #94a3b8;
  cursor: pointer;
  font: inherit;
  padding: 0;
}
#cookiePrefBtn:hover { color: #fff; }

/* ========================================================
   Cookie banner
   ======================================================== */
.cookie-banner {
  position: fixed;
  bottom: 20px;
  left: 20px;
  right: 20px;
  max-width: 540px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 18px 22px;
  display: none;
  align-items: center;
  gap: 14px;
  z-index: 100;
  flex-wrap: wrap;
}

.cookie-banner.visible { display: flex; }

.cookie-banner p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--color-text);
  flex: 1 1 220px;
}

.cookie-banner .actions {
  display: flex;
  gap: 8px;
}

.cookie-banner button {
  padding: 9px 14px;
  font-size: 0.85rem;
  border-radius: 8px;
  font-weight: 600;
  cursor: pointer;
  border: 0;
  font-family: inherit;
}

.cookie-banner .accept {
  background: var(--color-primary);
  color: #fff;
}

.cookie-banner .accept:hover { background: var(--color-primary-dark); }

.cookie-banner .decline {
  background: var(--color-bg-soft);
  color: var(--color-text);
  border: 1px solid var(--color-border);
}

.cookie-banner .decline:hover { background: var(--color-bg-alt); }

/* ========================================================
   Utilities
   ======================================================== */
.text-center { text-align: center; }
.mt-2 { margin-top: 12px; }
.mt-4 { margin-top: 28px; }
.mb-0 { margin-bottom: 0; }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.gap-3 { gap: 18px; }